Baccarat Banker Bet

Complete Advantage Play Strategy Guide

Baccarat

Quick Stats

Expected Edge

1.06% house edge

Bankroll Required

High ($3,000-10,000)

Time to Learn

1 day

Additional Metrics

house Edge

1.06%

player Edge

1.24%

tie Edge

14.4%

Overview

The lowest house edge on a pure table game bet (no counting, no strategy). Simply bet Banker every time and enjoy one of the best odds in the casino.

Strategy

Bet Banker. That's it. There is no strategy in baccarat beyond bet selection. The Banker bet wins slightly more often than Player, making it mathematically superior. Avoid Tie bet at all costs (14.4% edge).

What to Look For

Reduced commission on Banker (4% instead of 5%)
Mini-baccarat for lower minimums
No-commission baccarat (Banker push on winning 6)
High table limits for whales
Good comp rates relative to low house edge

Risks & Considerations

5% commission on Banker wins reduces net profit
No skill component means pure gambling
High table minimums at many casinos
Superstitious players may distract you

Pro Tip

Always start with proper bankroll management. Even with an edge, variance can be brutal. Never risk more than 1-2% of your total bankroll on a single session, and ensure you have at least 20-30 buy-ins for your chosen stakes.

Baccarat & Roulette Odds

Complete probability tables and optimal betting strategies

Baccarat 8-Deck Probabilities - Banker bet is the best, despite the 5% commission. Never bet Tie unless you enjoy burning money!

Bet Type	Win Probability	Payout	Commission	House Edge
bankerBEST	45.86%	1:1	5%	1.06%
player	44.62%	1:1	0%	1.24%
tieAVOID	9.52%	8:1	0%	14.36%

Optimal Baccarat Strategy

• Always bet Banker - lowest house edge at 1.06%
• Yes, the 5% commission is annoying, but it's still better than Player
• NEVER bet Tie - 14.36% house edge is absolutely terrible
• Card counting doesn't work in baccarat - the edge is too small
• Ignore patterns and "roads" - each hand is independent

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